Ace Limited

ACE Limited

     ACE Limited, incorporated in Zurich, Switzerland, is the parent company of the ACE Group, A global provider of insurance products covering property and casualty, accident and health, reinsurance, and life insurance. ACE operates in 54 countries and territories and in the Lloyd's insurance market in London. Clients of the ACE Group consist of multinational corporations and local businesses, individuals, and insurers seeking reinsurance coverage.

     In 2014, the group had $98.2 billion in assets, $23.4 billion of gross written premiums and approximately 21,000 employees. ACE trades on the NYSE and is a component of the S&P 500 index. Its core operating insurance companies are rated "AA" (Very Strong) for financial strength by Standard & Poor's and "A++" (Superior) by A. M. Best with stable outlooks from both agencies. Fitch rates ACE Limited and its subsidiaries "AA" (Very Strong) for financial strength, "AA-" for issuer default and "A+" for senior debt. Moody's rates the U.S. companies "A1" and the unsecured loan notes "A3".

    On July 1, 2015, ACE announced that it will acquire Chubb Corporation for $28.3 billion in cash and stock.

    ACE has committed that Chubb's current headquarters in Warren, NJ will have a substantial portion of the headquarters function for the combined company's North American Division. Importantly, the combined company will adopt the Chubb name. Until the completion of the transaction expected in the first quarter of 2016, it is business as usual, and both Chubb and ACE will continue to operate as separate and competing companies.

Products

ACE Group provides a broad array of offerings directly to you or through sponsors in select regions of the world:

• Accidental death insurance
• Automobile insurance
• Coverage for laptop computers, mobile phones adnd other small electronics
• Identity theft protection
• Income protection
• Life insurance protection and savings products
• Prescription drug
• Recreational marine
• Personal accident and sickness insurance to help pay expenses if income is lost as a result of an accident or illness
• Supplemental medical insurance
• Medicare supplemental insurance
• Traditional life insurance protection and investment and savings products
• Travel accident and vacation insurance
• Residential products to cover your home and personal belongings including a house, apartment and/or condominium, and personal liability for property owners, landlords and tenants